US BUYERS - FUNDING THE DREAM OF HOME OWNERSHIP IN MEXico

 We begin with a personal consultation — the same way a top North American realtor would. We take the time to understand your goals, budget, lifestyle, and ideal location within the lake Chapala area, we tailor everything to you from day one. 

 Using our curated network of partner agents and exclusive listings across the Lake Chapala area, we present only properties that truly match your criteria. We organize viewings at your convenience — in person or virtually — and guide you with honest, expert advice throughout, so you can make your decision with complete confidence 

 Here is where Buy Sell Ajijic changes the game. Once you've found your property, we leverage our exclusive partnership with North American mortgage lenders to secure you a full 30-year mortgage — something no other real estate company in Mexico can offer. We handle your entire mortgage file, arrange the Fideicomiso (Mexican Bank Trust) required for foreign buyers, and negotiate terms that deliver better-than-market rates with savings passed directly to you. 

 We coordinate every party at the closing table — seller, lender, and Notary Public — ensuring every document is verified, every condition is met, and every detail is handled exactly as it would be in a professional North American transaction. You sign, you celebrate, you get the keys. No stress. No surprises. Just the start of something incredible. Make your next move the BEST move !

For U.S. citizens or permanent residents looking for homeownership in Mexico, we offer cross-border financing solutions specifically for purchasing residential homes or condos. Our loans are issued and serviced in USD by U.S. banks, eliminating foreign exchange risk. Additionally, mortgage interest is reported in the U.S. and is tax-deductible. Loan amounts range from USD $250K to $2.5 million, with financing available for up to 65% of the property's value (loan to value). A minimum FICO credit score of 700 is required. We provide fixed-rate loans with terms of 15 to 30 years, and there are no prepayment penalties or balloon payments. Furthermore, there are no age restrictions, no requirement for life insurance, and no hidden fees. Expect a quick decision on your loan application and typically a close within 90 to 120 days.

For U.S. Citizens or Permanent Residents considering homeownership in Mexico, purchasing any property almost anywhere outside of the U.S. requires a deed or purchase contract (for purchases within the last 24 months). With cross-border financing options available, loans are issued and serviced in USD by U.S. banks, eliminating foreign exchange risk. The loan amount ranges between USD $75K to $200K, with rates starting at 11.99%. These personal loans are based on current income, assets, and FICO scores, with no property collateral required. They feature a fixed interest rate and repayment terms of up to 10 years, without any prepayment penalties or balloon payments. You can expect a quick decision on your application, and once approved, funding is typically available within 48 hours. There are no age restrictions and no life insurance requirements.