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US BUYERS - FUNDING THE DREAM OF HOME OWNERSHIP IN MEXico

MoXi® provides cross-border financing solutions for U.S. Citizens looking to securely achieve homeownership in Mexico through the purchase or refinancing of residential property, while exploring various US mortgage options.

MoXi - A Global Mortgage Company for US BUYERS

25-YEAR FIXED INTEREST RATES - NO HIDDEN FEES

 How serious are we about your success? MoXi® mortgages are transparent & secure, fully amortized up to 25 years, with no balloon payments, no fx risk, $USD originated and serviced, with mortgage interest reported in the US.


 

Get Pre-Qualified In 24-Hours 

Learn more

PRE-QUALIFY TODAY - PERSONAL SERVICE

 From pre-qualification to closing, MoXi® - a Global Mortgage company is there. Our talented, concierge team takes our commitment to quality, reliability and client success seriously. 


 

Get Pre-Qualified In 24-Hours

Mortgage Rates

200+ YEARS OF LENDING EXPERIENCE

 

 ...on both sides of the border. We're a fully regulated and audited financial institution in both Mexico and United States - backed by billions of dollars in capital.  

Get Pre Approved
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Get Pre Approved

 

Quickly MoXiMatch With Your Ideal Loan Option

Instant clarity & pre-qualify today


 

Get Pre-Qualified In 24-Hours

Get Pre Approved

two finance options available from Moxi

Moxi Mexico Loans

Moxi Anywhere Loan

Moxi Anywhere Loan

For U.S. citizens or permanent residents looking for homeownership in Mexico, we offer cross-border financing solutions specifically for purchasing residential homes or condos. Our loans are issued and serviced in USD by U.S. banks, eliminating foreign exchange risk. Additionally, mortgage interest is reported in the U.S. and is tax-deductible. Loan amounts range from USD $250K to $2.5 million, with financing available for up to 65% of the property's value (loan to value). A minimum FICO credit score of 700 is required. We provide fixed-rate loans with terms of 15 to 30 years, and there are no prepayment penalties or balloon payments. Furthermore, there are no age restrictions, no requirement for life insurance, and no hidden fees. Expect a quick decision on your loan application and typically a close within 90 to 120 days.

Moxi Anywhere Loan

Moxi Anywhere Loan

Moxi Anywhere Loan

For U.S. Citizens or Permanent Residents considering homeownership in Mexico, purchasing any property almost anywhere outside of the U.S. requires a deed or purchase contract (for purchases within the last 24 months). With cross-border financing options available, loans are issued and serviced in USD by U.S. banks, eliminating foreign exchange risk. The loan amount ranges between USD $75K to $200K, with rates starting at 11.99%. These personal loans are based on current income, assets, and FICO scores, with no property collateral required. They feature a fixed interest rate and repayment terms of up to 10 years, without any prepayment penalties or balloon payments. You can expect a quick decision on your application, and once approved, funding is typically available within 48 hours. There are no age restrictions and no life insurance requirements.

MoXi - A Global Mortgage Company

Mortgage in Mexico

Refinance in Mexico

 

25-YEAR FIXED RATES

NO FUNNY STUFF 

Simple programs that others can't match:

  1. Fully amortized terms up to 25 years
  2. Fixed interest rates
  3. No balloon payments
  4. No hidden fees
  5. No fx risk ($USD originated and serviced)
  6. Mortgage interest reported in the US (potentially tax deductible)

Secure financing that's backed by billions of dollars in capital. We'r

 

25-YEAR FIXED RATES

NO FUNNY STUFF 

Simple programs that others can't match:

  1. Fully amortized terms up to 25 years
  2. Fixed interest rates
  3. No balloon payments
  4. No hidden fees
  5. No fx risk ($USD originated and serviced)
  6. Mortgage interest reported in the US (potentially tax deductible)

Secure financing that's backed by billions of dollars in capital. We're a regulated and audited financial institution in both Mexico and the U.S. 


Learn more

Refinance in Mexico

Refinance in Mexico


EXPANDING YOUR INVESTMENTS


A few common reasons to refinance:

  1. Financing wasn’t available when you purchased. Diversify your asset base and pull out up to $2.5M with a fixed interest rate
  2. You've been putting off a remodel and would like to tap into the equity of your home in Mexico to complete it
  3. You want to buy another investment property, an


EXPANDING YOUR INVESTMENTS


A few common reasons to refinance:

  1. Financing wasn’t available when you purchased. Diversify your asset base and pull out up to $2.5M with a fixed interest rate
  2. You've been putting off a remodel and would like to tap into the equity of your home in Mexico to complete it
  3. You want to buy another investment property, and would like to use some of your home's equity for the down payment
  4. You have financing with a balloon payment. You want a fully-amortized, fixed rate, 25-year mortgage with equal payments

MoXi® - a Global Mortgage Company is backed by billions of dollars in capital and is a regulated and audited financial institution in both Mexico & the US.

Refinance
Icon of a calculator with a pie chart and percentage symbol.

Mortgage Estimator

Mortgage Estimator

 

Important Information

  • This is not a commitment to lend nor a binding offer or quote for financing or fees, costs, or charges. This calculator provides estimates only and should be considered generally illustrative.
  • All rates are fixed for up to 25 years, but are set immediately prior to close based on margin outlined in your conditional ap

 

Important Information

  • This is not a commitment to lend nor a binding offer or quote for financing or fees, costs, or charges. This calculator provides estimates only and should be considered generally illustrative.
  • All rates are fixed for up to 25 years, but are set immediately prior to close based on margin outlined in your conditional approval letter + then current 3Y swap rate — visit our pricing page for more details.
  • Property taxes are an estimate based on most markets in Mexico — some municipalities charge higher or lower rates and property tax rates are subject to change at any time.
  • Cash-to-close estimate includes an estimated 7% (of entered purchase price) for closing costs. Your closing costs may be higher or lower. For more information about fees, costs, and charges associated with foreigner purchases of property in Mexico, consult our fee disclosure letter.
  • A 35% minimum down payment plus closing costs and reserves is required for most purchase transactions; your approved LTV may be lower based on MoXi® underwriting team’s review of your application.
  • MoXi® minimum loan size is $250,000 USD and maximum loan size is $2.5M USD.

Estimate Payment
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Contact Moxi Direct

 

Need Help?   Have Questions?

 

Get Pre-Qualified In 24-Hours

APPLY NOW

Get in touch ...Let's get started

Get in touch ...Let's get started

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Buy Sell Ajijic.com

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